Is it possible to combine your 401k and real estate investing? Wouldn’t it be great to invest in real estate with a maximum amount of pre-tax dollars, realize the huge gains possible only with real estate investing, and then re-invest those dollars in your tax-free 401k?

Of course it would, and there are ways for the savvy investor to combine their 401k and real estate investing.

First, you could borrow funds from your 401k. This is not necessarily the best way to combine your 401k and real estate investing, but it might be worth looking into if you have no other available funds for investing. Realize that there are limits on the amount you can borrow, and the interest you pay won’t be deductible, as it would with a typical mortgage. Choose this option only after doing your homework.

The second method of combining your 401k and real estate investing is the IRA roll-over. If your 401k allows you the benefit of rolling over into an Individual Retirement Account, this may be the best way for you to go. Select a specific type of IRA- called a “Self-Directed IRA” to roll your funds into.

The Self-Directed IRA is a very powerful investment vehicle that allows you to direct exactly how your money is invested, within certain limits. For instance, you could direct that the money be invested in a REIT (real estate investment trust), an apartment complex, or a strip mall. When you sell and realize a profit, the increase in the IRA is tax-deferred. This is a huge benefit, and you should really consider this method of combining your 401k and real estate investing.

One downside to the roll-over – you would be giving up the employer contribution portion of your 401K deposits, if any. Another reason why you should weigh this option carefully before deciding to use it to combine your 401k and real estate investing.

Finally, and the simplest method of combining your 401k and real estate investing, is to ask your 401k account manager if they allow the funds to be invested in REIT’s directly. Some do, and this is a low risk, high return strategy for a lot of investors.

Whatever you do, don’t make a hasty decision to combine your 401k and real estate investing. Each of the above methods has a different risk/reward ratio, and you should familiarize yourself with them first, before risking your hard-earned money.

Are you interested in owning a home in Central Florida? If you are, your first thought may be to start examining the real estate market. When it comes to examining the Central Florida real estate market, there are many hopeful home buyers who choose only to examine homes that are for sale. While this approach is more than possible, you may also want to examine other types of real estate in Central Florida. One type of real estate in Central Florida that you may want to look at is land.

When it comes to examining land in the Central Florida area, there are many home buyers, who don’t do so. Many of those home buyers, as previously mentioned, focus more on pre-built homes. Of course, you are free to do whatever you want, but you need to remember that not everyone is able to find the Central Florida home of their dreams. If you are unable to find the Central Florida home of your dreams, you may want to put off your search for a new home or settle for a home that isn’t your first choice. What you need to remember is that you do have more options. You can choose to have your own home built, either by way of custom building or a pre-manufactured home.

If you are interested in having your own home built, whether it be built on the lot from scratch or manufactured piece by piece in a warehouse, you will need a lot of land to live on. That is why you will want to examine real estate in Central Florida that includes lots of land. You can easily do this by examining the Central Florida real estate market. Many online real estate listing services and free real estate brochures list more than just homes, they also list other types of real estate in Central Florida. The only problem is that many just overlook these other listings. You will not want to do the same thing.

Another one of the many reasons why you should examine real estate in Central Florida that includes lots of land is because the perfect piece of property can make your dream home really a dream home. For many individuals, having a custom built home is a dream come true, but could you imagine having the perfect home on the perfect piece of land? By examining real estate in Central Florida, particularly land lots, you may be able to find out exactly how it feels.

As you likely already know, you can go about examining real estate in Central Florida on your own, but you may want to think about using the services of a professional real estate expert. What you may not know is that many professional real estate experts will do more than just help you buy a piece of land, many will also help you get the needed financing, as well as help you find the perfect Florida home builder to construct your new home.